If you are so far in debt that you can't see any way of getting out of it, then you might consider filing for bankruptcy. If you are going to file for bankruptcy, there are some things that you are going to need to do before you file and the judge approves it. 

Credit Counseling

One thing that you are going to have to do is to go through some kind of credit counseling. This counseling will help you with a lot of things. For example, you'll learn how to budget your money better. The counselor will teach you various ways of budget and help you come up with a way that works best for you and then help you create your budget using the techniques that you've now learned. The credit counselor will also help you track your spending. You may think that you aren't spending that much, but there are a lot of little places where you are spending money and you don't even realize it. For example, doing little things like buying coffee every day will start to really add up, and you might not even think about it when you are working on a budget, but tracking all that will help you know exactly where your money is going. 

Gathering Your Debts

Another thing you are going to have to do is gather all your debts. If you want to see if they are able to be forgiven or to have them forgiven, you need to be able to prove that you have those debts and exactly how much they are. Once you have gathered all your debts, you can take them to the lawyer you are working with. They will be able to tell you what debts can be forgiven and what you are still going to have to pay. The lawyer will also be able to help you talk to your creditors after you have gotten all the information about what debts you owe. The bankruptcy attorney may be able to help you negotiate with the creditors that you will still owe and help you to have to pay them back less. 

If you are worried about how far in debt you are and what it's going to take to get you out of debt, then you can talk to a lawyer who specializes in bankruptcy and get their help so that you can start the bankruptcy process.