6 Myths About Working While Receiving Disability Benefits

If you are eligible to receive disability, you probably have an appointment set to meet with a disability lawyer, like those at the Law Offices Of Russell J. Goldsmith. They will be able to review your working condition limitations. There often is misunderstanding regarding receiving disability payments and working at the same time. Before you meet with your disability lawyer, here are six myths you can dismiss about receiving your disability benefits while working.

Myth #1: Working Means You Are Not Disabled

Many people fear that if they work, that the social security administrators will label them as "not disabled" anymore. Social Security may review your medical records, but they do not automatically pull your disability because you are working. Your disability will only be pulled if you undergo a Continuing Disability Review, and your medical records do not correspond with their definition of disability.

Myth #2: You Cannot Work Because of Your Disability

The Americans with Disabilities Act (ADA) makes it easier for people with disabilities to find a workplace that can accommodate them. If you had a physical job, you can find a new career in sedentary work. Your disability lawyer can go over what jobs are acceptable.

Myth #3: You Cannot Earn More than a Thousand Dollars a Month

You can use impairment related work expenses and subsidies as a reason to make more than a thousand dollars a month. However, your countable earnings have to remain under $1,000.

Myth #4: You Will Lose Medicare or Medicaid Benefits

If you start a part-time job, you will continue to receive your Medicare health insurance benefits for 8 years and 3 months after the start date at work. Your Medicaid will only stop if your annual income exceeds a stated amount per year.

Myth #5: You Will Lose Your SSI/SSDI Benefits

For people under the age of 22 and who are currently students in school, you can earn up to $1,750 a month under the Student Earned Income Exclusion. You can only make up to $7,060 annually before it cuts into your SSI benefits. According to the Social Security Website, these amounts are current as of 2014.

There is also a Trial Work Period that allows you to try to work while still receiving your benefits. You get 9 trial work months during a 60-month period. So you can work for 9 months in 5 years without losing your benefits. Your disability lawyer can review in detail how you can jump into the workforce without losing your benefits.

Myth #6: You Have No Resources to Help with a Job Hunt

Finding a job that meets your disability requirements may be hard. There are several state and national organizations that cater to finding work for people on disability. They can help you prepare for your job search. Some organizations offer vocational rehabilitation for disabled people who are looking to venture into a new career field.

Before you say goodbye to the workforce, make sure you know your options. You can work while on disability. Your health insurance and your SSI benefits may still be available to you. For more information about working while on disability, consult with your disability lawyer.


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